Qualify on the rent. Not your tax returns.
Loans built around what a rental earns, not what you earn. No tax returns, no W-2s, no debt-to-income. If the rent covers the payment, we want to finance it.
Rent doesn’t cover the payment? Our no-ratio loan doesn’t require it to.
Loans from $150,000 · business purpose only · 40 lending jurisdictions
What actually happens
Five steps, in this order, every time. You can see which one you are on from your own screen at any hour.
Tell us the deal
A short conversation about the property and the rent. No credit pull, nothing charged.
Pick your terms
Real rates off the current sheet, with and without points. You choose the row.
Open the file
The application fee covers your credit report and processing. We order your credit the second you approve your terms and pay the application fee.
Documents, then the appraisal
We publish your document list. Once every document is in and approved, you order and pay for the appraisal from your approval page.
Underwriting and close
Our AI reviews each document the moment you upload it, so there is no waiting on an underwriter. Once your file is complete, our team gives it a final review within 24–48 hours.
A loan officer in every agent’s pocket.
LO on the go answers your investor client’s loan questions from our real guidelines — standing in the property, at any hour.
- Ask any deal question, typed or spoken
- Send your client a link in one tap
- Track every file to the closing table
Built for real estate investors
Investors Equity Group finances residential investment properties for real estate investors — from first-time landlords to experienced portfolio owners.
One point of contact, clear guidelines from day one, and a portal that shows where your file stands at any hour.
Every rate, point and fee is shown before you commit. Our focus is simple: getting investment property loans closed efficiently.
We specialize exclusively in business-purpose financing for non-owner-occupied investment properties.
Find out what the property qualifies for.
A few questions about the deal. No credit pull, nothing charged, and you keep the numbers whether or not you go ahead.
Come in the door that fits
One sign-in, wherever you belongYour loan
Find out what a property qualifies for in a few minutes, then watch the file move stage by stage until you close. Ask our assistant about your file any time; if it can’t answer, a person on our team follows up.
Referral partners
Get your own shareable link and QR code to hand a client, then watch every file you send us from application to funding in our referral portal.