The property qualifies. Not you.
We lend on what a rental earns, not on what you earn. No tax returns, no W-2s, no debt-to-income. If the rent covers the payment, there is a loan here — and you will know which one inside a few minutes.
Come in the door that fits
One sign-in, wherever you belongYour loan
Find out what a property qualifies for in a few minutes, then watch the file move stage by stage — what we are waiting on, and what is still with you.
Referral partners
Your own link and QR code to hand a client, every file you have sent with where it stands, and what you have earned on the ones that closed.
Staff
Pipeline, underwriting, pricing, programmes and production. Sign in with the address we set you up with.
What actually happens
Five steps, in this order, every time. You can see which one you are on from your own screen at any hour.
Tell us the deal
A short conversation about the property and the rent. No credit pull, nothing charged.
Pick your terms
Real rates off the current sheet, with and without points. You choose the row.
Open the file
The application fee covers your credit report and the appraisal. We order credit the same hour.
Appraisal and documents
We order the appraisal and publish your document list. Upload them as they come.
Underwriting and close
A person reviews it within 24 hours of the last document landing.
A lender, not a middleman
Investors Equity Group finances residential investment property for people who buy it on purpose — landlords with one rental and landlords with fifteen, and the agents who represent them.
We close in our own name. That matters more than it sounds: it means the decision is made here, against guidelines we hold and can explain, rather than passed around while your contract runs down. When something does not fit, we say so on the first call instead of the third week.
It also means we are answerable for the numbers. Every rate you are shown comes off a live sheet, every requirement you are given comes out of a written guideline, and both of them are on your screen rather than in somebody’s inbox.
These are business purpose loans on investment property. We do not lend on a home you live in, and we do not pretend otherwise to make a file work.
Find out what the property qualifies for.
A few questions about the deal. No credit pull, nothing charged, and you keep the numbers whether or not you go ahead.